Modernization loan


Calculate a loan

1’000 CHF 250’000 CHF
6 Monate 120 Monate
Monthly rate (CHF)
Thereof credit protection in (CHF) CHF
Thereof credit protection in (CHF) CHF
Your total interest costs range between CHF 793.70 (4.9 % effective) and CHF 1’617.90 (9.95% effective), depending on creditworthiness.

Modernization loan in Switzerland

A modernization loan as Personal loan We offer you straightforward financing for your upcoming renovation or remodeling project. The advantages of a modernization loan in Switzerland are clear: you don't have to burden your mortgage further. You can amortize your investment in a shorter time than your mortgage, and the paperwork involved is significantly less with a modernization loan.

Apply for a modernization loan online

If you would like to calculate the monthly loan payments for your planned modernization loan online, the following is a good option: Loan calculator a tool that allows you to easily calculate the monthly payment based on the desired modernization loan amount and the loan term.

If you have any questions about a loan, you can reach our competent and friendly customer advisors free of charge via our hotline.

Requirements for a modernization loan in Switzerland:

The requirements for a modernization loan are the same as for a personal loan and, like a consumer loan, are subject to the Consumer Credit Act.

They have a regular monthly net income of CHF 3000.-

No outstanding debt enforcement proceedings, certificates of loss or bankruptcy.

Valid Swiss passport or B or C residence permit.

Foreigners with a B residence permit who have lived in Switzerland for at least 12 months.

Age between 18 and 68 years.

Do you fulfill these
Requirements?

Then, in principle, nothing stands in the way
of your desired loan.