
Modernization loan
With this financing solution, you can build!
The modernization loan represents a suitable alternative to a mortgage.
Modernization loan in Switzerland
A modernization loan as Personal loan We offer you straightforward financing for your upcoming renovation or remodeling project. The advantages of a modernization loan in Switzerland are clear: you don't have to burden your mortgage further. You can amortize your investment in a shorter time than your mortgage, and the paperwork involved is significantly less with a modernization loan.
Apply for a modernization loan online
If you would like to calculate the monthly loan payments for your planned modernization loan online, the following is a good option: Loan calculator a tool that allows you to easily calculate the monthly payment based on the desired modernization loan amount and the loan term.
If you have any questions about a loan, you can reach our competent and friendly customer advisors free of charge via our hotline.
Requirements for a modernization loan in Switzerland:
The requirements for a modernization loan are the same as for a personal loan and, like a consumer loan, are subject to the Consumer Credit Act.
They have a regular monthly net income of CHF 3000.-
No outstanding debt enforcement proceedings, certificates of loss or bankruptcy.
Valid Swiss passport or B or C residence permit.
Foreigners with a B residence permit who have lived in Switzerland for at least 12 months.
Age between 18 and 68 years.
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