Loans in Switzerland from 4.9%
The best possible conditions for your loan – free of charge, ZEK-neutral and personally checked.
Your advantages at a glance
Favorable conditions
Reliable interest rates from 4.9%
Fair
No closing fees, transparent terms and conditions
Comfortable
Simple loan application process, online and non-binding
Serious
Absolute discretion guaranteed with every loan application.
This creates trust
Kredit.ch is a vetted and certified Swiss company with a cantonal license for loan brokerage. We hold the official license for loan brokerage.
Our customers trust us
5.0
Goran
Excellent consultants. They listen to your needs and advocate for you. Highly recommended.
Erontech
Highly professional advice! I can highly recommend it to everyone!
Max
Top service! Excellent advice, great offer, and everything was straightforward. Thanks to Manuele – highly recommended!
It works that easily.
Informing & calculating:
Find out which loans suit you best and calculate your monthly payments with our loan calculator. We are happy to advise you personally if needed.
Make an application:
Complete the loan application online or contact us by phone 044 404 75 70.
Payout:
After the credit check, you will receive the contract documents. Disbursement will be made quickly to your account or in cash.
Free loan advice
With us you will receive a free
Credit advice in 10 different languages
Repay your loan
A personal and non-binding comparison offer from Kredit.ch allows you to determine whether you can obtain your desired loan under more favorable conditions and whether refinancing your existing loan is worthwhile.
Top up your loan
By topping up your loan, you benefit from lower interest rates and you also have the option of choosing a new term according to your requirements.
Credit options
If you would like to apply for a loan, we are your reliable partner.
Kredit.ch offers tailor-made solutions that are adapted to your individual needs when you take out a loan with us. Our professional team is available to make the loan application process as easy as possible.
Personal loan
Small loan
Consumer loan
Modernization loan
Car loan
Online loanFAQs
1 What is a personal loan?
A Personal loan is a unsecured loan, which you can take out as a private individual. You decide for yourself what you use the money for – for example, furniture, holidays, further education, a car or to consolidate existing loans.
Repayment is made in monthly installments over a term of 6 to 120 months. At kredit.ch Then your Online loans in Switzerland non-binding, safe and Apply ZEK-neutral.
2 What are the requirements for applying for a loan in Switzerland?
For a Loan in Switzerland in order to apply, the following conditions must be met:
- Minimum age 18 years
- Permanent residence in Switzerland
- Regular income
- No serious negatives ZEK entries
- No ongoing or serious Debt collection proceedings
- Valid Swiss passport or Residence permit B or C
- For residence permit B: at least 12 months of residence in Switzerland
Each loan application is reviewed individually. Our loan experts will advise you personally on how to increase your chances of approval.
3 What is the maximum amount I can apply for?
At kredit.ch you can get a Loan from CHF 1,000 to CHF 250,000 to record.
The possible loan amount depends on several factors, including:
- Your income
- Your credit rating
- Your overall financial situation
With the loan calculator on kredit.ch you can immediately see which monthly payment and loan term are suitable for your loan. Online loan are realistic.
4 Can I pay off an existing loan via kredit.ch?
Yes. With a Debt restructuring you can refinance existing loans with a new loan offering better terms. Advantages include:
- Lower interest costs
- Lower monthly payments
- Greater clarity through just one loan
kredit.ch compares the best offers for you free of charge. Debt restructuring in Switzerland.
5 Can pensioners take out a loan?
Yes too Pensioners can apply for a loan. A prerequisite is a secure pension or a regular income that guarantees repayment.
Our consultants will assess your individual situation and find a suitable solution for you. Personal loan Switzerland.