Car loan

A car loan is the ideal solution for your next car purchase, whether it's a new or used car. With a car loan, you become the owner immediately and have complete freedom to use your new vehicle.

Calculate a loan

Loan amount (CHF)

1’000 CHF 250’000 CHF

Duration (Months)

6 Monate 120 Monate

Credit protection

Yes No

Monthly rate (CHF)

Effective interest per year from 4.9%

313.70 Thereof credit protection in (CHF) 14.92 CHF

Effective interest per year to 9.95%

347.10 Thereof credit protection in (CHF) 18.09 CHF

Your total interest costs range between CHF 793.70 (4.9 % effective) and CHF 1’617.90 (9.95% effective), depending on creditworthiness.

Apply for a loan

Car loan in Switzerland

In Switzerland, the term car loan refers to a Personal loan, which is specifically designed for financing a personal vehicle. However, Kredit.ch offers not only car loans, but also a wide range of financing options for various needs. Discover our range of products, which includes car loans as well as Small loan and Consumer loan .

Loan for car

Car loan or leasing? Decide between a loan to buy a car or leasing - we have the right financing solution for you. With a car loan, you purchase the vehicle, while leasing gives you the option of using it for a specific term. Discover flexible options and find the ideal financing to suit your needs and preferences.

Advantages of a car loan in Switzerland:

A vehicle loan allows you to appear as a cash buyer at the car dealership and thus receive lucrative discounts.

Once the personal loan is amortized, it belongs entirely to you.

No costly return of the vehicle after the loan term.

The vehicle can also be sold within the loan term and the loan paid off.

Significantly more flexible than, for example, car leasing.

Apply for a car loan online

To get one step closer to your dream vehicle and finance your car in Switzerland, you can use our loan calculator to calculate your personal monthly loan payments, based on your desired car loan amount and the respective desired loan term.