{"id":993,"date":"2025-12-29T21:00:12","date_gmt":"2025-12-29T21:00:12","guid":{"rendered":"https:\/\/kredit.ch\/?page_id=993"},"modified":"2026-01-20T16:58:13","modified_gmt":"2026-01-20T16:58:13","slug":"ratenabsicherung","status":"publish","type":"page","link":"https:\/\/kredit.ch\/it\/ratenabsicherung\/","title":{"rendered":"Protezione dei pagamenti"},"content":{"rendered":"<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-medium-font-size\">Protezione del prestito in Svizzera<\/h2>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p>Per assicurarti di essere preparato all'eventualit\u00e0 di perdere il lavoro quando utilizzi il tuo prestito, ti consigliamo di assicurare le rate del prestito contro disoccupazione, invalidit\u00e0 e incapacit\u00e0 lavorativa. In questo modo, potrai goderti i tuoi nuovi mobili per la casa, la tua nuova auto o le tue vacanze senza preoccupazioni.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group count-stacks smaller is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-52d14973 wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Protezione dei pagamenti in caso di decesso<br><\/strong>Grazie a questa copertura assicurativa integrata, avrai la sensazione di aver preso in considerazione tutti gli eventuali imprevisti del tuo prestito, anche quelli dei tuoi discendenti.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Prestazioni in caso di decesso<br><\/strong>Assunzione delle rate del prestito in sospeso a partire dalla data del decesso e assunzione del saldo residuo concordato alla fine del periodo di prestito.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Assicurazione rateale facoltativa<\/strong><br>Con l'assicurazione facoltativa a protezione del prestito, puoi tutelarti contro l'incapacit\u00e0 lavorativa imprevista o la disoccupazione involontaria. Le prestazioni variano a seconda dell'istituto di credito.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-47c06fe3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-group gray-box has-secondary-light-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-12dd3699 wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\">Richiesta di prestito gratuita, discreta e senza impegno!<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--50);padding-right:0;padding-bottom:var(--wp--preset--spacing--50)\">La nostra piattaforma online \u00e8 progettata per essere particolarmente sicura e intuitiva, in modo che tu<br>puoi inviare la tua richiesta di prestito online in pochi passaggi, proteggendo al contempo i tuoi dati sensibili.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/kredit.ch\/it\/kredit-beantragen\/\">Richiedi un prestito ora<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized mockup\"><img loading=\"lazy\" decoding=\"async\" width=\"624\" height=\"934\" src=\"https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651.png\" alt=\"\" class=\"wp-image-1004\" style=\"object-fit:cover;width:312px;height:467px\" srcset=\"https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651.png 624w, https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651-200x300.png 200w, https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651-8x12.png 8w\" sizes=\"auto, (max-width: 624px) 100vw, 624px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:33.33%\">\n<div class=\"wp-block-group has-gradient-2-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-db32e940 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color wp-elements-73cdc8cf6a9f7a7b0c32b69926a781ea\">Consulenza gratuita sui prestiti<\/h4>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-0b0c372aff6be425a596a569e3270890\">Con noi riceverai un omaggio<\/p>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-126e59ece960d143c68550bd5a43a396\"><strong>Consulenza creditizia in 10 lingue diverse<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-top:var(--wp--preset--spacing--50)\"><img loading=\"lazy\" decoding=\"async\" width=\"826\" height=\"580\" src=\"https:\/\/kredit.ch\/wp-content\/themes\/kredit\/img\/cta-image.png\" alt=\"\" class=\"wp-image-745\"\/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-222c5d1d wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:044 404 75 70\">044 404 75 70<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ratenabsicherung in der Schweiz Damit Sie bei Ihrem Kredit auch f\u00fcr den Fall einer Erwerbslosigkeit vorbereitet sind, empfehlen wir Ihnen die Raten gegen Arbeitslosigkeit, Arbeitsunf\u00e4higkeit und Erwerbsunf\u00e4higkeit abzusichern. So k\u00f6nnen Sie Ihr neues Wohnungsinterieur, das Auto oder Ihre Ferien unbeschwert geniessen. Ratenabsicherung im TodesfallMit diesem integrierten Versicherungsschutz erhalten Sie das Gef\u00fchl, bei Ihrem Kredit f\u00fcr [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title-full-width","meta":{"footnotes":""},"class_list":["post-993","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ratenabsicherung - Kredit ab 4.9% beantragen<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kredit.ch\/it\/ratenabsicherung\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ratenabsicherung - Kredit ab 4.9% beantragen\" \/>\n<meta property=\"og:description\" content=\"Ratenabsicherung in der Schweiz Damit Sie bei Ihrem Kredit auch f\u00fcr den Fall einer Erwerbslosigkeit vorbereitet sind, empfehlen wir Ihnen die Raten gegen Arbeitslosigkeit, Arbeitsunf\u00e4higkeit und Erwerbsunf\u00e4higkeit abzusichern. So k\u00f6nnen Sie Ihr neues Wohnungsinterieur, das Auto oder Ihre Ferien unbeschwert geniessen. 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