{"id":993,"date":"2025-12-29T21:00:12","date_gmt":"2025-12-29T21:00:12","guid":{"rendered":"https:\/\/kredit.ch\/?page_id=993"},"modified":"2026-01-20T16:58:13","modified_gmt":"2026-01-20T16:58:13","slug":"ratenabsicherung","status":"publish","type":"page","link":"https:\/\/kredit.ch\/fr\/ratenabsicherung\/","title":{"rendered":"Protection des paiements"},"content":{"rendered":"<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-medium-font-size\">Protection des pr\u00eats en Suisse<\/h2>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p>Pour vous pr\u00e9munir contre une \u00e9ventuelle p\u00e9riode de ch\u00f4mage pendant l'utilisation de votre pr\u00eat, nous vous recommandons de souscrire une assurance couvrant le ch\u00f4mage, l'invalidit\u00e9 et l'incapacit\u00e9 de travail. Ainsi, vous pourrez profiter pleinement de votre nouveau logement, de votre voiture ou de vos vacances en toute s\u00e9r\u00e9nit\u00e9.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group count-stacks smaller is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-52d14973 wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Protection des paiements en cas de d\u00e9c\u00e8s<br><\/strong>Gr\u00e2ce \u00e0 cette assurance int\u00e9gr\u00e9e, vous avez la certitude d'avoir pris en compte toutes les \u00e9ventualit\u00e9s li\u00e9es \u00e0 votre pr\u00eat, y compris pour vos descendants.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Prestations en cas de d\u00e9c\u00e8s<br><\/strong>Reprise des \u00e9ch\u00e9ances de pr\u00eat impay\u00e9es \u00e0 compter de la date du d\u00e9c\u00e8s et reprise du solde restant convenu \u00e0 la fin de la dur\u00e9e du pr\u00eat.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Assurance \u00e9chelonn\u00e9e facultative<\/strong><br>L'assurance emprunteur facultative vous prot\u00e8ge contre une incapacit\u00e9 de travail impr\u00e9vue ou un ch\u00f4mage involontaire. Les prestations varient selon l'organisme pr\u00eateur.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-47c06fe3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-group gray-box has-secondary-light-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-12dd3699 wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\">Demande de pr\u00eat sans engagement, discr\u00e8te et gratuite !<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--50);padding-right:0;padding-bottom:var(--wp--preset--spacing--50)\">Notre plateforme en ligne est con\u00e7ue pour \u00eatre particuli\u00e8rement s\u00e9curis\u00e9e et conviviale, afin que vous<br>vous pouvez soumettre votre demande de pr\u00eat en ligne en quelques \u00e9tapes seulement, tout en prot\u00e9geant vos donn\u00e9es sensibles.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/kredit.ch\/fr\/kredit-beantragen\/\">Faites une demande de pr\u00eat d\u00e8s maintenant<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized mockup\"><img loading=\"lazy\" decoding=\"async\" width=\"624\" height=\"934\" src=\"https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651.png\" alt=\"\" class=\"wp-image-1004\" style=\"object-fit:cover;width:312px;height:467px\" srcset=\"https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651.png 624w, https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651-200x300.png 200w, https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651-8x12.png 8w\" sizes=\"auto, (max-width: 624px) 100vw, 624px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:33.33%\">\n<div class=\"wp-block-group has-gradient-2-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-db32e940 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color wp-elements-73cdc8cf6a9f7a7b0c32b69926a781ea\">Conseils gratuits en mati\u00e8re de pr\u00eats<\/h4>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-0b0c372aff6be425a596a569e3270890\">Avec nous, vous recevrez un gratuit<\/p>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-126e59ece960d143c68550bd5a43a396\"><strong>Conseils en mati\u00e8re de cr\u00e9dit dans 10 langues diff\u00e9rentes<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-top:var(--wp--preset--spacing--50)\"><img loading=\"lazy\" decoding=\"async\" width=\"826\" height=\"580\" src=\"https:\/\/kredit.ch\/wp-content\/themes\/kredit\/img\/cta-image.png\" alt=\"\" class=\"wp-image-745\"\/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-222c5d1d wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:044 404 75 70\">044 404 75 70<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ratenabsicherung in der Schweiz Damit Sie bei Ihrem Kredit auch f\u00fcr den Fall einer Erwerbslosigkeit vorbereitet sind, empfehlen wir Ihnen die Raten gegen Arbeitslosigkeit, Arbeitsunf\u00e4higkeit und Erwerbsunf\u00e4higkeit abzusichern. So k\u00f6nnen Sie Ihr neues Wohnungsinterieur, das Auto oder Ihre Ferien unbeschwert geniessen. Ratenabsicherung im TodesfallMit diesem integrierten Versicherungsschutz erhalten Sie das Gef\u00fchl, bei Ihrem Kredit f\u00fcr [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title-full-width","meta":{"footnotes":""},"class_list":["post-993","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ratenabsicherung - Kredit ab 4.9% beantragen<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kredit.ch\/fr\/ratenabsicherung\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ratenabsicherung - Kredit ab 4.9% beantragen\" \/>\n<meta property=\"og:description\" content=\"Ratenabsicherung in der Schweiz Damit Sie bei Ihrem Kredit auch f\u00fcr den Fall einer Erwerbslosigkeit vorbereitet sind, empfehlen wir Ihnen die Raten gegen Arbeitslosigkeit, Arbeitsunf\u00e4higkeit und Erwerbsunf\u00e4higkeit abzusichern. 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