{"id":597,"date":"2025-08-24T15:08:58","date_gmt":"2025-08-24T15:08:58","guid":{"rendered":"http:\/\/localhost:3010\/?page_id=597"},"modified":"2026-01-20T17:08:46","modified_gmt":"2026-01-20T17:08:46","slug":"weitere-bonitaetscheck-fragen-lang","status":"publish","type":"page","link":"https:\/\/kredit.ch\/fr\/weitere-bonitaetscheck-fragen-lang\/","title":{"rendered":"Wohnen &amp; Ausgaben"},"content":{"rendered":"<div class=\"wp-block-group has-light-background-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-group breadcrumbs is-nowrap is-layout-flex wp-container-core-group-is-layout-911a4333 wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-group breadcrumb-item active done is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"breadcrumb-number\">1<\/p>\n\n\n\n<p class=\"breadcrumb-text\">Informations de cr\u00e9dit<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group breadcrumb-item active done is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"breadcrumb-number\">2<\/p>\n\n\n\n<p class=\"breadcrumb-text\">Donn\u00e9es personnelles<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group breadcrumb-item active done is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"breadcrumb-number\">3<\/p>\n\n\n\n<p class=\"breadcrumb-text\">Donn\u00e9es g\u00e9n\u00e9rales<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group breadcrumb-item active is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"breadcrumb-number\">4<\/p>\n\n\n\n<p class=\"breadcrumb-text\">Informations Compl\u00e9mentaires<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group breadcrumb-item is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"breadcrumb-number\">5<\/p>\n\n\n\n<p class=\"breadcrumb-text\">T\u00e9l\u00e9verser un fichier<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group breadcrumb-item is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"breadcrumb-number\">6<\/p>\n\n\n\n<p class=\"breadcrumb-text\">Envoyer la demande<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<h1 class=\"wp-block-heading has-text-align-center has-large-font-size\">4. Informations compl\u00e9mentaires<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"page form\">\n\t\t<form method=\"POST\" id=\"loan-form\" action=\"\">\n\t\t\t\t<input type=\"hidden\" name=\"loan_form\" value=\"1\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"betrag\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"laufzeit_monate\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"ratenabsicherung\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"anrede\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"vorname\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nachname\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"geb_datum_tag\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"geb_datum_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"geb_datum_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"strasse\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"strasse_nr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"plz\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"ort\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"land\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"telefon_p\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"telefon_h\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"email\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"zivilstand\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nationalitaet\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"ausweis\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"einreisedatum_tag\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"einreisedatum_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"einreisedatum_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"grenzgaenger_seit_tag\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"grenzgaenger_seit_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"grenzgaenger_seit_jahr\" value=\"\" \/>\n\n\t\t\t\t<input type=\"hidden\" name=\"beruf\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nettolohn\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"arbeitgeber_name\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"arbeitgeber_strasse\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"arbeitgeber_strasse_nr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"arbeitgeber_plz\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"arbeitgeber_ort\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"angestellt_seit_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"angestellt_seit_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"befristet_bis_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"befristet_bis_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"transportmittel_arbeit\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"auf_auto_angewiesen\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"anazahl_kilometer_zu_arbeitsplatz\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"mtlohn_13\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"gratifikationBonusYesNo\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"gratifikation_bonus\" value=\"\" \/>\n\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerbYesNo\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_arbeitgeber_seit_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_arbeitgeber_seit_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_arbeitgeber_name\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_arbeitgeber_strasse\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_arbeitgeber_str_nr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_arbeitgeber_plz\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"nebenerwerb_arbeitgeber_ort\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"zusatzeinkommenYesNo\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"zusatzeinkommen_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"zusatzeinkommen_woraus\" value=\"\" \/>\n\n\t\t\t\t<input type=\"hidden\" name=\"antragstellerErfassenYesNo\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_anrede\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_vorname\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_name\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_geb_datum_tag\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_geb_datum_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_geb_datum_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_telefon_m\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_email\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_beruf\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nettolohn\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_arbeitgeber_name\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_arbeitgeber_strasse\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_arbeitgeber_str_nr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_arbeitgeber_plz\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_arbeitgeber_ort\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_angestellt_seit_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_angestellt_seit_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_befristet_bis_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_befristet_bis_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_mtlohn_13\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerbYesNo\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_betrag\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_seit_jahr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_seit_monat\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_arbeitgeber_name\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_arbeitgeber_strasse\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_arbeitgeber_str_nr\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_arbeitgeber_plz\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"partner_nebenerwerb_arbeitgeber_ort\" value=\"\" \/>\n\n\t\t\t\t<input type=\"hidden\" name=\"request_id\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"request_hash\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"campaign\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"adgroupid\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"keyword\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"placement\" value=\"\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"bank\" value=\"\" \/>\n\n    <div class=\"section-wrapper\">\n\t\t\t\t\t\t<h3>Wohnen & Ausgaben<\/h3>\n\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t<label for=\"wohnsituation\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Situation en mati\u00e8re de logement <span>*<\/span> <\/span>\n\t\t\t\t\t\t\t\t\t\t<select name=\"wohnsituation\" id=\"housingsituation\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t<option selected disabled=\"disabled\" value=\"-1\"> Veuillez choisir une option <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"SINGLE_WS\" > Seul <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"SHARED_APPARTMENT\" > Appartement partag\u00e9 <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"COUPLE\" > Avec un conjoint ou en concubinage <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"COUPLE\" > Alleinerziehend <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"WITH_PARENTS\" > Chez les parents <\/option>\n\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"error-container mb-20 hide\" id=\"housingsituation-error\">\n\t\t\t\t\t\t\t\t\t\t<span>Veuillez indiquer votre situation de logement<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<label for=\"residence-since-year\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">R\u00e9sident depuis<\/span>\n\t\t\t\t\t\t\t\t\t\t<select id=\"wohnhaft_seit_jahr\" name=\"wohnhaft_seit_jahr\" class=\"input\"><option value=\"\">Veuillez choisir une option<\/option><option value=\"2026\">2026<\/option><option value=\"2025\">2025<\/option><option value=\"2024\">2024<\/option><option value=\"2023\">2023<\/option><option value=\"2022\">2022<\/option><option value=\"2021\">2021<\/option><option value=\"2020\">2020<\/option><option value=\"2019\">2019<\/option><option value=\"2018\">2018<\/option><option value=\"2017\">2017<\/option><option value=\"2016\">2016<\/option><option value=\"MORETHAN10MINUS\">Mehr als 10 Jahre<\/option><\/select>\t\t\t\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\t\t\t<label for=\"rent\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Frais de logement et de location par mois <span>*<\/span> <\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"mietzins\" class=\"input\" id=\"rent\" value=\"\" \/>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"error-container hide mb-20\" id=\"rent-error\">\n\t\t\t\t\t\t\t\t\t\t<span>Veuillez indiquer votre revenu mensuel<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">\u00cates-vous propri\u00e9taire de votre propre maison ?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"home-owner-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"wohnsituation22\" value=\"YES\" class=\"title\"  id=\"home-owner-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"home-owner-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"wohnsituation22\" value=\"NO\" class=\"title\"  id=\"home-owner-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"home-owner-fields\">\n\t\t\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t\t\t<label for=\"home-owner-since-year\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Depuis quand<\/span>\n\t\t\t\t\t\t\t\t\t\t<select id=\"eigenheim_seit_wann_jahr\" name=\"eigenheim_seit_wann_jahr\" class=\"input\"><option value=\"\">Veuillez choisir une option<\/option><option value=\"2026\">2026<\/option><option value=\"2025\">2025<\/option><option value=\"2024\">2024<\/option><option value=\"2023\">2023<\/option><option value=\"2022\">2022<\/option><option value=\"2021\">2021<\/option><option value=\"2020\">2020<\/option><option value=\"2019\">2019<\/option><option value=\"2018\">2018<\/option><option value=\"2017\">2017<\/option><option value=\"2016\">2016<\/option><option value=\"MORETHAN10MINUS\">Mehr als 10 Jahre<\/option><\/select>\t\t\t\t\t\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">L'adresse du domicile correspond \u00e0 l'adresse r\u00e9sidentielle.<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"home-owner-address-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"eigenheimIstWohnadresseYesNo\" value=\"YES\" class=\"title\"  id=\"home-owner-address-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"home-owner-address-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"eigenheimIstWohnadresseYesNo\" value=\"NO\" class=\"title\"  id=\"home-owner-address-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"home-owner-address-fields\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"home-owner-street\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Rue\/Nr.<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"label flex full-width three\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"text\" name=\"eigenheimadresse_strasse\" class=\"bigger\" value=\"\" id=\"home-owner-street\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"eigenheimadresse_nummer\" class=\"smaller\" value=\"\" id=\"home-owner-street-nr\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"home-owner-zip\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Code Postal\/Localit\u00e9<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"label flex full-width three\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"eigenheimadresse_plz\" class=\"smaller\" value=\"\" id=\"home-owner-zip\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"text\" name=\"eigenheimadresse_ort\" class=\"bigger\" value=\"\" id=\"home-owner-city\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<label for=\"nettolohn\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Hypoth\u00e8que en CHF<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"eigenheim_hypothek\" class=\"input\" id=\"home-mortgage\" value=\"\" \/>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<\/div>\n    <\/div>\n    <div class=\"section-wrapper\">\n      <h3>Des enfants dans le m\u00eame foyer ?<\/h3>\n\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t<div class=\"form-check label mb-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Enfants dans le m\u00eame foyer<span>*<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"yes-children\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"kinder\" value=\"YES\" class=\"title\"  id=\"yes-children\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"no-children\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"kinder\" value=\"NO\" class=\"title\"  id=\"no-children\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"error-container hide mb-20\" id=\"children-error\">\n\t\t\t\t\t\t\t\t\t\t<span>Veuillez choisir une option<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<label for=\"kind_bis_6\" class=\"label hide\" id=\"to6\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Jusqu\u2019\u00e0 6 ans<\/span>\n\t\t\t\t\t\t\t\t\t\t<select name=\"kind_bis_6\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"0\" >0<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"1\" >1<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"2\" >2<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"3\" >3<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"4\" >4<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"5\" >5<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"6\" >6<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"7\" >7<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"8\" >8<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"9\" >9<\/option>\n\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<label for=\"kind_6_bis_10\" class=\"label hide\" id=\"from6to10\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">De 6 \u00e0 10 ans<\/span>\n\t\t\t\t\t\t\t\t\t\t<select name=\"kind_6_bis_10\" id=\"from6to10\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"0\" >0<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"1\" >1<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"2\" >2<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"3\" >3<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"4\" >4<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"5\" >5<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"6\" >6<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"7\" >7<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"8\" >8<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"9\" >9<\/option>\n\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<label for=\"kind_10_bis_12\" class=\"label hide\" id=\"from10to12\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">De 10 \u00e0 12 ans<\/span>\n\t\t\t\t\t\t\t\t\t\t<select name=\"kind_10_bis_12\" id=\"from10to12\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"0\" >0<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"1\" >1<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"2\" >2<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"3\" >3<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"4\" >4<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"5\" >5<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"6\" >6<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"7\" >7<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"8\" >8<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"9\" >9<\/option>\n\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<label for=\"kind_ab_12\" class=\"label hide\" id=\"over12\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Plus de 12 ans<\/span>\n\t\t\t\t\t\t\t\t\t\t<select name=\"kind_ab_12\" id=\"over12\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"0\" >0<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"1\" >1<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"2\" >2<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"3\" >3<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"4\" >4<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"5\" >5<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"6\" >6<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"7\" >7<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"8\" >8<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"9\" >9<\/option>\n\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"section-wrapper\">\n\t\t\t\t\t\t<h3>D\u00e9pense<\/h3>\n\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t<div class=\"form-check label mb-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Est-ce que vous payez une pension alimentaire ?<span>*<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"support-posts-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"supportPosts\" value=\"YES\" class=\"title\"  id=\"support-posts-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"support-posts-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"supportPosts\" value=\"NO\" class=\"title\"  id=\"support-posts-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"error-container hide mb-20\" id=\"support-posts-error\">\n\t\t\t\t\t\t\t\t\t\t<span>Veuillez choisir une option<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"support-posts-fields\">\n\t\t\t\t\t\t\t\t\t\t<label for=\"nettolohn\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Montant total de la pension alimentaire par mois<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"bv_alimente\" class=\"input\" id=\"support-posts-amount\" value=\"\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-check label mb-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Effectuez-vous un travail p\u00e9nible, un travail post\u00e9 ou un travail de nuit ?<span>*<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"shiftheay-or-night-work-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"shiftHeavyOrNightWork\" value=\"YES\" class=\"title\"  id=\"shiftheay-or-night-work-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"shiftheay-or-night-work-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"shiftHeavyOrNightWork\" value=\"NO\" class=\"title\"  id=\"shiftheay-or-night-work-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"error-container hide mb-20\" id=\"shiftheay-or-night-work-error\">\n\t\t\t\t\t\t\t\t\t\t<span>Veuillez choisir une option<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"shiftheay-or-night-work-fields\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Avez-vous des frais alimentaires suppl\u00e9mentaires pour la restauration externe et\/ou des besoins alimentaires accrus en cons\u00e9quence ? <span>*<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"additional-meal-costs-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"additionalMealCostsDueToAwayFromHomeYesNo\" value=\"YES\" class=\"title\"  id=\"additional-meal-costs-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"additional-meal-costs-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"additionalMealCostsDueToAwayFromHomeYesNo\" value=\"NO\" class=\"title\"  id=\"additional-meal-costs-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"error-container hide mb-20\" id=\"additional-meal-costs-error\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span>Veuillez choisir une option<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"additional-meal-costs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"additional-meal-costs\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Montant total des frais de repas suppl\u00e9mentaires dus au travail p\u00e9nible, post\u00e9 ou de nuit par mois <span>*<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"verpflegungskost\" class=\"input\" id=\"additional-meal-costs\" value=\"\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Y a-t-il des frais de garde pour vos enfants (par exemple, frais de garderie, de nourrice, etc.) ?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"child-care-costs-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"childCareCostsYesNo\" value=\"YES\" class=\"title\"  id=\"child-care-costs-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"child-care-costs-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"childCareCostsYesNo\" value=\"NO\" class=\"title\"  id=\"child-care-costs-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"child-care-costs-fields\">\n\t\t\t\t\t\t\t\t\t\t<label for=\"additional-care-costs\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Montant total des frais de soins par mois<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"betreuungskosten\" class=\"input\" id=\"additional-care-costs\" value=\"\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"section-wrapper\">\n\t\t\t\t\t\t<h3>Passifs existants<\/h3>\n\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Des pr\u00eats existants aupr\u00e8s d\u2019autres fournisseurs ?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"existing-credit-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"existingCredit\" value=\"YES\" class=\"title\"  id=\"existing-credit-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"existing-credit-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"existingCredit\" value=\"NO\" class=\"title\"  id=\"existing-credit-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"existing-credit-fields\">\n\t\t\t\t\t\t\t\t\t\t<label for=\"existing-credit-amount\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Tarif mensuel<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"bv_kredit\" class=\"input\" id=\"existing-credit-amount\" value=\"\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Souhaitez-vous une offre pour votre pr\u00eat existant ?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"offer-for-existing-loan-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"offerForExistingLoanYesNo\" value=\"YES\" class=\"title\"  id=\"offer-for-existing-loan-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"offer-for-existing-loan-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"offerForExistingLoanYesNo\" value=\"NO\" class=\"title\"  id=\"offer-for-existing-loan-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"existing-credit-bank-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"bank-name\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Nom de la banque <span>*<\/span> <\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<select name=\"bank_name\" id=\"bank-name\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option selected disabled=\"disabled\" value=\"-1\"> Veuillez choisir une option <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"Bank Now\" >Bank Now<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"Cembra Money Bank\" >Cembra Money Bank<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"Migros Bank\" >Migros Bank<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"Cashgate\" >Cashgate<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"BOB Money\" >BOB Money<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"andere\" >Autres<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"error-container hide mb-20\" id=\"existing-credit-bank-error\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Veuillez choisir une option<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<label for=\"debt-collection-last-3-years\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Proc\u00e9dures d\u2019ex\u00e9cution au cours des 3 derni\u00e8res ann\u00e9es ?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<select name=\"betreibungen_anzahl\" id=\"debt-collection-last-3-years\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option selected disabled=\"disabled\" value=\"-1\"> Veuillez choisir une option <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"0\" >0<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"1\" >1<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"2\" >2<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"3\" >3<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"More than 3\" >plus<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t\t\t<\/label>\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-field hidden\" id=\"debt-collection-last-3-years-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"debt-collection-total-amount\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Montant total de votre recouvrement de cr\u00e9ances<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"number\" name=\"betreibungen_totalbetrag\" class=\"input\" id=\"debt-collection-total-amount\" value=\"\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<div class=\"form-check label\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Existe-t-il des certificats de perte ou des saisies en cours ? <span>*<\/span><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"certificate-lost-yes\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Oui<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"verlustscheine_pfaendung\" value=\"YES\" class=\"title\"  id=\"certificate-lost-yes\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"certificate-lost-no\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Non<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"radio\" name=\"verlustscheine_pfaendung\" value=\"NO\" class=\"title\"  id=\"certificate-lost-no\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"error-container hide mb-20\" id=\"verlustscheine-pfaendung-error\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span>Veuillez choisir une option<\/span>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n    <div class=\"section-wrapper\">\n      <h3>Informations Compl\u00e9mentaires<\/h3>\n\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t<label for=\"purpose\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">\u00c0 quoi souhaitez-vous utiliser le pr\u00eat ?<\/span>\n\t\t\t\t\t\t\t\t\t\t<select name=\"zweck\" id=\"purpose\" class=\"input\">\n\t\t\t\t\t\t\t\t\t\t\t\t<option selected disabled=\"disabled\" value=\"-1\"> Veuillez choisir une option <\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"NOT_SPECIFIED\">Keine Angaben<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"SUMMARY_SEVERAL_LOANS\">Zusammenfassung mehrere Kredite<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"CAR_MOTO\">Auto, Motorrad<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"FURNITURE\">Einrichtung, M\u00f6bel<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"ELECTRONICS\">Elektronik<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"CONTROL\">Steuern<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"BILLS\">Rechnungen bezahlen<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"DEBTS\">Schulden begleichen<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"INVESTMENTS\">Investition<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"CONSUMER_GOODS\">Konsumg\u00fcter<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"EDUCATION\">Weiterbildung, Ausbildung, Studium<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"VACATION\">Ferien<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"REAL_ESTATE_INLAND\">Immobillie im Inland<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"REAL_ESTATE_FOREIGN\">Immobillie im Ausland<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"RENOVATIONS\">Umbau, Renovierungen<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"HEALTH_COSTS\">Gesundheitskosten<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t<option  value=\"OTHER\">Anderes<\/option>\n\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"form-field\">\n\t\t\t\t\t\t\t\t<label for=\"bemerkungen_1\" class=\"label\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"span\">Remarques \/ questions<\/span>\n\t\t\t\t\t\t\t\t\t\t<textarea name=\"bemerkungen_1\" id=\"questionscomments\" cols=\"30\" rows=\"3\" class=\"input\"><\/textarea>\n\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n    <div class=\"form-legal justify-end\">\n      <p class=\"verified\"><span>Vos donn\u00e9es sont transmises sous forme crypt\u00e9e.<\/span><\/p>\n      <div>\n        <div class=\"error-container hide mt-20\" id=\"tos-error\">\n          <span>Veuillez accepter nos conditions g\u00e9n\u00e9rales.<\/span>\n        <\/div>\n        <div class=\"flex action-buttons\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"align-right\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input type=\"submit\" value=\"Envoyer la demande\" id=\"form-submit-third-long\" formaction=\"\/fr\/erfolgreich-lang\">\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t      <button type=\"submit\" class=\"button button-inline back-icon\" formaction=\"\/fr\/allgemeine-daten-lang\">Retour<\/button>\n        <\/div>\n      <\/div>\n    <\/div>\n\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n  <div class=\"error-modal-wrapper hide\">\n    <div class=\"error-modal\">\n      <strong>Donn\u00e9es manquantes ou non valables<\/strong>\n      <p>Veuillez remplir tous les champs obligatoires.<\/p>\n      <button id=\"close-error-modal\">Ok<\/button>\n    <\/div>\n  <\/div>\n<\/article>\n<div class=\"h-20\"><\/div>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-large-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--50)\">Contracter un pr\u00eat<\/h3>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p>Obtenir un pr\u00eat en Suisse est un jeu d'enfant avec les bons conseils. Que ce soit pour une voiture neuve ou des meubles, le pr\u00eat est souvent la solution de financement la plus flexible et pr\u00e9visible. Kredit.ch vous propose une offre personnalis\u00e9e, adapt\u00e9e \u00e0 vos besoins.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-e0fb3f8c wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group min-height has-border-color has-gray-light-border-color wp-container-content-0733e5d0 is-layout-flow wp-block-group-is-layout-flow\" style=\"border-width:1px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<p><strong>Montant du pr\u00eat en CHF\u00a0:<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n\n\n\n<p>De 1\u00a0000 CHF \u00e0 250\u00a0000 CHF (montants sup\u00e9rieurs sur demande)<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group min-height has-border-color has-gray-light-border-color wp-container-content-0733e5d0 is-layout-flow wp-block-group-is-layout-flow\" style=\"border-width:1px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<p><strong>Dur\u00e9e:<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n\n\n\n<p>De 6 \u00e0 120 mois<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group min-height has-border-color has-gray-light-border-color wp-container-content-0733e5d0 is-layout-flow wp-block-group-is-layout-flow\" style=\"border-width:1px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<p><strong>Modalit\u00e9s de remboursement\u00a0:<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n\n\n\n<p>Mensualit\u00e9s fixes<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-e0fb3f8c wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group min-height has-border-color has-gray-light-border-color wp-container-content-0733e5d0 is-layout-flow wp-block-group-is-layout-flow\" style=\"border-width:1px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<p><strong>Taux d'int\u00e9r\u00eat annuel effectif :<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n\n\n\n<p>Taux d'int\u00e9r\u00eat compris entre 4,9 % et 10,95 %, selon la solvabilit\u00e9 du client, constant<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group min-height has-border-color has-gray-light-border-color wp-container-content-0733e5d0 is-layout-flow wp-block-group-is-layout-flow\" style=\"border-width:1px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<p><strong>Protection des paiements en cas de d\u00e9c\u00e8s\u00a0:<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n\n\n\n<p>Y compris<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group min-height has-border-color has-gray-light-border-color wp-container-content-0733e5d0 is-layout-flow wp-block-group-is-layout-flow\" style=\"border-width:1px;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<p><strong>Protection des pr\u00eats en cas de ch\u00f4mage\u00a0:<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n\n\n\n<p>s\u00e9lectionnable<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-6ef9061c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h4 class=\"wp-block-heading\">Contracter un pr\u00eat \u2013 voici comment \u00e7a marche<\/h4>\n\n\n\n<div class=\"wp-block-group count-stacks smaller is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-0f7412a1 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p>Utilisez notre calculateur de pr\u00eat pour calculer facilement votre mensualit\u00e9.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p>Faites votre demande de pr\u00eat en ligne. Veillez \u00e0 d\u00e9clarer tous vos revenus, les r\u00e9ductions de prime d'assurance, les pensions alimentaires et tout revenu secondaire ou compl\u00e9mentaire.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p>Votre demande sera analys\u00e9e par nos sp\u00e9cialistes du cr\u00e9dit.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p>Votre gestionnaire de compte personnel vous contactera pour r\u00e9pondre \u00e0 toutes vos questions et dissiper vos doutes. D\u00e8s que nous aurons r\u00e9uni tous les renseignements et documents n\u00e9cessaires, vous serez inform\u00e9(e) imm\u00e9diatement de votre solvabilit\u00e9.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p>Si votre demande est approuv\u00e9e, vous recevrez votre offre personnalis\u00e9e le lendemain.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p>Le montant de votre pr\u00eat sera vir\u00e9 sur votre compte postal ou bancaire. Le paiement en esp\u00e8ces est possible sur demande. Veuillez nous indiquer votre mode de paiement pr\u00e9f\u00e9r\u00e9.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p>Vous pouvez d\u00e9sormais r\u00e9aliser vos projets sans souci.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:33.33%\">\n<div class=\"wp-block-group has-gradient-2-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-db32e940 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color wp-elements-73cdc8cf6a9f7a7b0c32b69926a781ea\">Conseils gratuits en mati\u00e8re de pr\u00eats<\/h4>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-0b0c372aff6be425a596a569e3270890\">Avec nous, vous recevrez un gratuit<\/p>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-126e59ece960d143c68550bd5a43a396\"><strong>Conseils en mati\u00e8re de cr\u00e9dit dans 10 langues diff\u00e9rentes<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-top:var(--wp--preset--spacing--50)\"><img loading=\"lazy\" decoding=\"async\" width=\"826\" height=\"580\" src=\"https:\/\/kredit.ch\/wp-content\/themes\/kredit\/img\/cta-image.png\" alt=\"\" class=\"wp-image-745\"\/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-222c5d1d wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:044 404 75 70\">044 404 75 70<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>1 Kreditinformationen 2 Pers\u00f6nliche Angaben 3 Allgemeine Daten 4 Zus\u00e4tzliche Informationen 5 Datei hochladen 6 Antrag senden 4. Zus\u00e4tzliche Informationen Kredit aufnehmen In der Schweiz einen Kredit aufnehmen ist mit der richtigen Beratung ein Kinderspiel. Sei es f\u00fcr ein neues Auto oder f\u00fcr Mobiliar, ein Kredit ist oftmals die flexibelste und planbarste Finanzierungsl\u00f6sung. Kredit.ch bietet [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title-full-width","meta":{"footnotes":""},"class_list":["post-597","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wohnen &amp; Ausgaben - Kredit ab 4.9% beantragen<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kredit.ch\/fr\/weitere-bonitaetscheck-fragen-lang\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wohnen &amp; Ausgaben - Kredit ab 4.9% beantragen\" \/>\n<meta property=\"og:description\" content=\"1 Kreditinformationen 2 Pers\u00f6nliche Angaben 3 Allgemeine Daten 4 Zus\u00e4tzliche Informationen 5 Datei hochladen 6 Antrag senden 4. Zus\u00e4tzliche Informationen Kredit aufnehmen In der Schweiz einen Kredit aufnehmen ist mit der richtigen Beratung ein Kinderspiel. Sei es f\u00fcr ein neues Auto oder f\u00fcr Mobiliar, ein Kredit ist oftmals die flexibelste und planbarste Finanzierungsl\u00f6sung. 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