{"id":993,"date":"2025-12-29T21:00:12","date_gmt":"2025-12-29T21:00:12","guid":{"rendered":"https:\/\/kredit.ch\/?page_id=993"},"modified":"2026-01-20T16:58:13","modified_gmt":"2026-01-20T16:58:13","slug":"ratenabsicherung","status":"publish","type":"page","link":"https:\/\/kredit.ch\/en\/ratenabsicherung\/","title":{"rendered":"Payment protection"},"content":{"rendered":"<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-medium-font-size\">Loan protection in Switzerland<\/h2>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p>To ensure you're prepared for the possibility of unemployment when using your loan, we recommend insuring your loan repayments against unemployment, disability, and incapacity for work. This way, you can enjoy your new home furnishings, car, or vacation without worry.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group count-stacks smaller is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-52d14973 wp-block-group-is-layout-flex\" style=\"padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Payment protection in case of death<br><\/strong>With this integrated insurance coverage, you get the feeling that you have made sure you have taken care of all eventualities with your loan, including for your descendants.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Benefits in case of death<br><\/strong>Assumption of outstanding loan installments from the date of death and assumption of the remaining balance agreed at the end of the loan term.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-355c4241 wp-block-group-is-layout-flex\">\n<p><strong>Optional installment insurance<\/strong><br>With optional loan protection insurance, you can insure yourself against unforeseen inability to work or involuntary unemployment. Benefits vary depending on the lending company.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-47c06fe3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-group gray-box has-secondary-light-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-12dd3699 wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\">Non-binding, discreet and free loan application!<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p style=\"padding-top:var(--wp--preset--spacing--50);padding-right:0;padding-bottom:var(--wp--preset--spacing--50)\">Our online platform is designed to be particularly secure and user-friendly, so that you<br>you can submit your online loan application in just a few steps while your sensitive data is protected.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/kredit.ch\/en\/kredit-beantragen\/\">Apply for a loan now<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized mockup\"><img loading=\"lazy\" decoding=\"async\" width=\"624\" height=\"934\" src=\"https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651.png\" alt=\"\" class=\"wp-image-1004\" style=\"object-fit:cover;width:312px;height:467px\" srcset=\"https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651.png 624w, https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651-200x300.png 200w, https:\/\/kredit.ch\/wp-content\/uploads\/2025\/12\/mockup.png-22-10-24-651-8x12.png 8w\" sizes=\"auto, (max-width: 624px) 100vw, 624px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:33.33%\">\n<div class=\"wp-block-group has-gradient-2-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-db32e940 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color wp-elements-73cdc8cf6a9f7a7b0c32b69926a781ea\">Free loan advice<\/h4>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-0b0c372aff6be425a596a569e3270890\">With us you will receive a free<\/p>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-126e59ece960d143c68550bd5a43a396\"><strong>Credit advice in 10 different languages<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-top:var(--wp--preset--spacing--50)\"><img loading=\"lazy\" decoding=\"async\" width=\"826\" height=\"580\" src=\"https:\/\/kredit.ch\/wp-content\/themes\/kredit\/img\/cta-image.png\" alt=\"\" class=\"wp-image-745\"\/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-222c5d1d wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:044 404 75 70\">044 404 75 70<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ratenabsicherung in der Schweiz Damit Sie bei Ihrem Kredit auch f\u00fcr den Fall einer Erwerbslosigkeit vorbereitet sind, empfehlen wir Ihnen die Raten gegen Arbeitslosigkeit, Arbeitsunf\u00e4higkeit und Erwerbsunf\u00e4higkeit abzusichern. So k\u00f6nnen Sie Ihr neues Wohnungsinterieur, das Auto oder Ihre Ferien unbeschwert geniessen. Ratenabsicherung im TodesfallMit diesem integrierten Versicherungsschutz erhalten Sie das Gef\u00fchl, bei Ihrem Kredit f\u00fcr [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title-full-width","meta":{"footnotes":""},"class_list":["post-993","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ratenabsicherung - Kredit ab 4.9% beantragen<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kredit.ch\/en\/ratenabsicherung\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ratenabsicherung - Kredit ab 4.9% beantragen\" \/>\n<meta property=\"og:description\" content=\"Ratenabsicherung in der Schweiz Damit Sie bei Ihrem Kredit auch f\u00fcr den Fall einer Erwerbslosigkeit vorbereitet sind, empfehlen wir Ihnen die Raten gegen Arbeitslosigkeit, Arbeitsunf\u00e4higkeit und Erwerbsunf\u00e4higkeit abzusichern. So k\u00f6nnen Sie Ihr neues Wohnungsinterieur, das Auto oder Ihre Ferien unbeschwert geniessen. 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